About Me 0012: December 2011

Monday, December 26, 2011

Who's Making Money

I had nearly finished my toast and marmalade when he finally appeared, flicking specks of invisible dust from his lapel. ‘Good morning, darling,’ I said.

‘If you say so,’ he replied. ‘What’s in the papers this morning?’

‘The Boast has got a long editorial…’

‘That’s nothing new,’ he chuckled, ‘It always has a long editorial. Nobody to edit the editor, that’s the problem.’

‘Ninety days of broken promises.’

‘What did you say dear?’

‘That’s the title of the editorial. Ninety days of broken promises.’

‘Would you mind, my dear,’ he replied, ‘pouring me a cup of tea.’

‘Ninety days of broken promises,’ I repeated, as I poured him a cup to tea.

‘Who’s been breaking their promises?’

‘You, my dearest. He’s talking about you.’

He hung his head for a moment. Then looked up, and looked me straight in the eye. I’m very worried. Everybody will be talking about it.’

On the Facebook group, Zambia People’s Parliament (ZAPP), the 90-day promise did not escape debate by the “Honourable Members”. One member, Sidique Abdullah Gondwe Geloo, suggested a public march with people expressing their personal experience in the three months of the new government:

Mr Speaker sir,after much consultative counsel with both people of high profile and laymen, I proposed and stick to the following”The 90Days Promise Progress Check Match.” They campaigned, we listened; they promised, we believed; elections came, we voted. Now we ask, “How far have we come?” Join us in a Match to mark the 90days of PF in power. Bring your placard, happy or sad. Share your views, popular or unpopular.” Do I believe this match will yield fruit? In more ways than one.The government will get the message that we as a people are nolonger the gullible bunch that they feel can tremble or fear to stand up against false promises made.

On another Facebook group, The 90 days Countdown, Ebron Ngoma dismissed calls for a march:

My experiences in Zambia with demos. No one takes particula attention to detail as to why they are protesting. Today We are making noise about 90days ,so far no one has come up with a clear list of what pf promised to deliver in 90days. We need to be more inteligent than merely exciting pipo. Am a firm believer of making a politician accountable and no one wil ever change my views on accountability. If we dont have a list of the promises, we are as gud as leting it pass. A list of promises pipo, then am in. We need a clear roadmap on how we whant to do this, not just excitement. A youth who refuses to learn from the past will never be guaranteed of success. Lets NOT DEMOSTRATE because we want to, we need a CLEAR OBJECTIVE,then you will have the whole Zambian youth with you on that day. Politicians cannot be fought by shadow boxing-they must know that we are watching with intelegence.I INSIST -A LIST OF PF PROMISES vs ACHIEVEMENTS.

Most of the readers’ reactions to a story on the Zambian Watchdog quoting Information Minister Given Lubinda, the Chief Government Spokesman, saying that the Vice President Guy Scott would present a statement to Parliament detailing the achievements of the PF government in the first 90 days of its rule, did not spare government on backtracking on its campaign promises. One reader, Pimbi Mano wrote:

Mr Lubinda,please let the Zambians be the judges of your performance.You can not be your own judge and jury,the Zambia people have the right to analyse your performance in the last 90 days and give you a mark.

My mark so far is 1% just for keeping Zambia so far-but you have failed the rest.Your Cabinet is the worst since independence.Nobody knows what your long-term policies are. The only people who know what you are trying to do are the kaponyas [street vendors]-who have no idea of what they are doing in the first place.

Theb economy is in danger of not growing as fast as it grew in in the last 5 years. Look at the Zambian kwacha and see how it is doing.How real jobs have you created so far-noone.The truth is that you will not create any jobs during the next five years.

Your foreign policy is a mess.Angola,Malawi and evening Mozamabique are really not happy with you. You said you did not want any investment from China and now you are talking to China.

Mr Lubinda,please do not waste your time with a parliamentary statement-Zambians everywhere are watching.Remember every dog has its time.

However, one reader, Twesheko supported the PF government:

I am so surprised people made a big thing out of the 90 days remark. Seriously, how can you believe in such political statements? This was just an empty political statement – the PF is in power not because of the 90 day thing – actually, the Vice President should not even say anything about achieving promisses in 90 days – this is because PF won as result of the long term strategic plans that they have outlined in their manifesto which you will start seeing in the 2013 budget. So far so good. Mineral Royalty tax has increase, there is Tax Relief on PAYE, cleaning up the fuel procurement process – fuel reduced, minimum wage to be revised per sector in consultation with all – the 90 days have been useful but are not the most important thing.

There were also questions about the 90 day promise on Twitter. One such entry read:

@sandakc: Michael Sata gave himself a 90-day honeymoon to turn #Zambia around, a deadline that expires Friday. Has he delivered on his 90-day promise?

Tuesday, December 20, 2011

Women Making Money

GLOBAL – Here we are in the Twenty-First Century and we still have to ask – what do women want? Remember that movie where a chauvinistic advertising executive has a fluke accident that enables him to hear what women think? It might be a shock, but if you’re a man working in technology it’s an experience you should have more often.

“It’s not just about pink phones…”

It’s never just about pink phones. Anyone who suggests it is will be banished back to the 1970s where they can demand dinner on the table at 6 o’clock and argue that women should never be allowed to drink pints.

All right, Nokia is much too nice to ever suggest such a thing. But seriously, women want more than pink phones – and by ‘more’ we don’t mean phones that are pink and shaped like high heels, either.

Women represent the world’s biggest economic opportunity (Harvard Business Review, September 2009). Countries where girls go to school, and women take part in the work place, surge ahead in development. By 2014 female income will have increased by five trillion dollars in five years. That’s a lot of extra money, but women need to be persuaded to spend it.

Research shows that women like to feel they get value for money and, although they often want the same things as men, women view buying things through a slightly different lens.

Traditionally some of Nokia’s phones have been more appealing to men than women, but ongoing work has been trying to make that more equal. For the last few years the company has been on a journey that’s led to an internal and external transformation.

Nokia asked employees what they thought about making products and services that appeal equally to both women and men. Hundreds of ideas were submitted, and three were implemented – but overall the message was clear:

“Women don’t want to know what it is, they ask – what does it do for me?” said Adam Travis, who works on diversity issues with Nokia.

Forget the specs

Women usually prove immune to a technology-focused approach to selling a product. So when you launch into a fact-filled spec sheet, or an explanation of gadgets and gizmos – and her eyes glaze over – stop.

“Oprah gets women,” said Samantha Steele (VP, Indirect Sourcing), “It’s about work, spirit, health, home, gardens and family– the experiences you have in your life and what helps you get them. .”

Even if you never want to bake a cake, prune a rose bush or go on a spiritual journey – you still want to know what your phone can do for you. Adam Travis points out that nobody buys a Kindle only because of its hardware. You want one because it’s lighter than a paperback, you can carry your whole library around with you, and you can read it easily on the train to work.

It’s nice to have a new Nokia Lumia, or an Asha, and understand how they work – but it’s even better to find out that you connect with all of your friends and share photos instantly on social networking, find out where the best café is on Nokia Maps, listen to great music, or teach your kids to read with the Sesame Street app.

The CNN Washington Bureau’s morning speed read of the top stories making news from around the country and the world. Click on the headlines for more.

WASHINGTON/POLITICAL:

CNN: Senate passes defense bill with detainee policy compromise

The Senate on Thursday passed a giant defense bill that includes a new policy for detaining and trying suspected al Qaeda terrorists - a policy that attracted controversy during the debate and may draw a presidential veto.

CNN: Cain: Wife didn't know about friendship with latest accuser

Presidential hopeful Herman Cain told a newspaper Thursday that he never told his wife about another woman he befriended 13 years ago and helped out financially.

CNN: Republican leaders shifting stance on payroll tax cut

A top Republican leader agreed Thursday with President Barack Obama and Democrats that extending the payroll tax cut would help the economy, but the parties remained divided over how to pay for the move.

CNN: Did Newt eat a piece of humble pie?

After confidently declaring earlier Thursday he would become the Republican nominee, Newt Gingrich toned down his hubris later that night, saying it was up to the voters to make that choice.

NATIONAL:

CNN: Obama pledges additional $50 million to fight AIDS

An additional $50 million is going toward treatment and medical facilities across the United States to help combat the AIDS virus, President Barack Obama announced Thursday during a Washington event marking World AIDS day.

CNN: 911 tape reveals hectic efforts to save FAMU drum major

Band members who were with Florida A&M University drum major Robert Champion on the bus in a parking lot in Orlando, Florida, where he died last month tried frantically to get him help when they realized he was not breathing, a 911 tape released Thursday reveals.

CNN: Hinckley Hearing focuses on his relationships

John Hinckley Jr.'s relationships with women and his difficulties becoming part of a community away from a government mental hospital were spotlighted Thursday during a hearing to discuss whether the man who tried to kill President Ronald Reagan will eventually be allowed to live as an outpatient.

CNN: 140-mph gusts cause damage, outages, delays in California

Powerful winds continued to batter Los Angeles, Las Vegas and other southwestern U.S. locales Thursday - downing trees, delaying flights and leaving hundreds of thousands without power.

INTERNATIONAL:

CNN: Biden honors U.S., Iraqi troops for sacrifices in Iraq

U.S. Vice President Joe Biden paid tribute Thursday to the sacrifices of U.S. and Iraqi troops at a ceremony for service members from both nations.

CNN: U.N. puts death toll at 4,000 in Syria as pressures rise

The Arab League and other world powers boosted pressure on the Bashar al-Assad regime to end its nearly nine-month-long crackdown on demonstrators, a relentless push against mostly peaceful citizen protest that has now claimed at least 4,000 deaths.

CNN: Clinton to continue visit with Myanmar's Nobel Peace laureate

U.S. Secretary of State Hillary Clinton continued her landmark visit in Myanmar on Friday by resuming a meeting with Aung San Suu Kyi, the Nobel Peace Prize winner who intends to run in upcoming parliamentary elections with her newly registered political party.

CNN: Al Qaeda leader claims responsibility for capture of American

Al Qaeda leader Ayman al-Zawahiri has claimed responsibility for the capture in August of a 70-year-old U.S. citizen in Pakistan, according to a number of radical websites known for carrying militants' messages.

BUSINESS:

CNN Money: Blue chips can't keep up the rally

U.S. stocks ended mixed Thursday, after a big rally on Wednesday, as investors were reluctant to push prices higher amid ongoing worries about Europe.

CNN Money: Fannie Mae, banks halt foreclosures for the holidays

Happy holidays struggling homeowners! Fannie Mae, Freddie Mac and several large mortgage lenders have pledged not to foreclose on delinquent borrowers during the Christmas season.

CNN Money: Federal workers targeted ... again

When it comes to extending the payroll tax holiday, somebody's gotta pay. And it looks like federal workers could end up footing the bill.

In Case You Missed It…

CNN's Anderson Cooper investigates suspicions that members of Congress participated in insider trading.

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Monday, December 19, 2011

Suggestions about pinpointing the most suitable carpet cleaning business for your location.

Industrial carpet cleaner is really a best point to utilize in the workplaces to clean floor coverings. Within higher traffic places, where carpets are densely dirty, washing gets even more difficult; therefore, the majority of cleaning contractors purchase a industrial carpet cleaner.

Business office properties, using their hundreds of rectangular feet regarding carpeted area, pose specific problems with regard to cleaning companies. Washing companies should clean floor coverings inside of office properties within as little period as you possibly can to avoid disrupting everyday procedures. Within high targeted traffic locations, in which carpets and rugs tend to be densely soiled, cleaning becomes even more difficult. Therefore, the majority of contractors purchase a industrial carpet cleaner built to offer superlative, effective cleaning for industrial areas such as office processes.

Reduced end carpet cleaning equipment might help you save funds at first, but regular breakdowns, damage, and bad work high quality will cost far more in the long term. These kinds of lower capability devices are usually designed for utilize at home or even in scaled-down places. They can not run hr after hr without a split, as industrial carpet cleaning needs. Also, they may be not necessarily long lasting enough to stand up to the particular corrosive chemical compounds and grime that a commercial carpet cleaner is confronted with. As a result, you need to look up the inventory to get a supplier that provides business carpet cleaner and also select the right merchandise.

The business carpet cleaner has greater strain levels and also temperatures options compared to household devices, permitting faster, more effective cleaning. A few brand names of industrial carpet cleaning equipment might achieve temperature ranges up to 210° F. They are able to possess pressure amounts different as much as 500 psi, which is often adjusted according to the cleansing needs.

Just about the most crucial requirements with regard to carpet cleaning equipment will be continuous procedure. Consequently, top end business carpet cleaner is actually fitted together with higher capability answer and also restoration tanks. Several devices have remedy tanks as large within capability as 18 gallons. Additionally, to prevent the requirement to cease the device before the water heats, two heating system factors are given instead of a single, that reduces heat time for you to close to 5 moments. Many of these floor covering shampooers have got automated refilling and also getting rid of components so your operator will not end up wasting productive moment completing and draining out there fresh as well as filthy water.

Carpet extractors should be low flow, regardless of what conditions a person perform below. Even though you in no way confront water scarcity, all businesses of the dynamics ought to utilize h2o moderately. Also, in the event that you need to work at the patient's web site, you might have to be more careful concerning drinking water make use of, specifically since damp worksites are usually seldom treasured. Carpet cleaners which make use of less drinking water aid in more quickly carpet blow drying, hence removing problems which cause mould and also bug pests.

High ability carpet shampooers possess another function. They are also useful for cleaning rugs and also upholstery. Ensure you buy carpet cleansers with all the proper wands. Upholstery wands are smaller compared to carpet wands; they're useful for cleaning seat addresses, sofas, child car seats, curtains, and also carpets. If at all possible, these types of wands are constructed of stainless steel regarding added toughness and also corrosion resistance.

Verify the actual hose pipe size as well as quality as well. The particular garden hose needs to be durable as well as split immune and really should become long adequate to be able to very easily attain the area needed without having regular moving. Top quality carpet extractors have got tubes that can be altered based on the proportions with the carpet.

The proper carpet cleaners tend to be a significant facet of a carpet cleaning business and offer many years associated with service and thousands of dollars in enhanced productiveness. Daimer Sectors is really a major dealer associated with carpet cleaning equipment. Daimer supplies a complete range of best carpet cleaning which includes carpet extractors, area rug cleaners, carpeting shampooers and more.

More and more carpet cleaning businesses are becoming set up with each moving day time with all the sole purpose of providing specialist carpet cleaning companies to people who require them.

Increasingly more carpet cleaning businesses are becoming proven along with each and every transferring day with all the single purpose of supplying professional carpet cleaning providers to people who demand them. The requirement regarding specialist carpet cleaning may differ coming from individual to individual. While some require this kind of services simply because they can have simply no spare time to accomplish the actual cleaning themselves, others can believe they do not possess the right expertise to accomplish the cleaning; other folks might not really feel encouraged to wash the actual carpets, particularly when they may be large.

Most of the people which choose to carry out the actual cleaning by themselves tend to wonder ways to get the identical striking results as the specialists. Fortunately that can be done with the right gear, the proper washing products and also the right techniques utilized in carpet cleaning. http://carpetcleaningatlanta1.info First thing you need to do will be decide the right goods for the kind of staining or even places typically available on the carpeting. The proper items will certainly complete the job carefully as well as safely.

Next is always to know the actual types of equipment you'll need for your work. There are all kinds of cleansing gear available on the market, a number of which can be quite expensive. Nevertheless, you are able to get the proper equipment at an inexpensive rate through conducting easy investigating online. Once you've established the strategy you need to use to clean your carpeting, be more successful to choose the right device for it.

Finally, it's important to learn the proper cleansing ways to get your particular kind of floor covering clear. Many people end up in situations where they've got the best cleansing brokers and also the correct tools however do not know the right ways to execute a excellent work. The internet is a great tool to use regarding learning the proper carpet cleaning strategies from your professionals themselves.

With these three items in place, it is easily possible to completely clean your own floor covering just like the professionals. Should you be not really as well positive about the features, constantly request professional help as it is quite inexpensive. Oriental Rug Care THE BIG APPLE, a NEW YORK CITY carpet cleaning company, has been supplying experienced and trustworthy carpet cleaning services to Nyc before 2 full decades. Getting the maximum, A+, rating using the BETTER BUSINESS BUREAU, Oriental Rug Care THE BIG APPLE acquired positioned alone like a extremely professional and also trustworthy Nyc carpet cleaning organization. Get a FREE Online Quote or even Phone Right now for additional information regarding the carpet cleaning support.

It's crucial that you recognize that if you are seeking an excellent carpet cleaning program, make sure to confirm their status. Uncover what some other earlier consumers need to point out concerning these. Head to: http://carpetcleaningatlanta1.info for more information with regards to tracking down a recognised carpet cleaning Atl. or just investigation with the use of carpet cleaning Atlanta. Once you've the web site, check out their unique plan places to find out as long as they have got insurance coverage where your premises is found. Next phone the number for the location along with plan a consultation.

Thursday, December 15, 2011

Tips on engaging a appliance repair provider Appliance Repair Chicago

Tips on hiring an appliance repair service

1. For virtually every options including picking a major appliance repair firm, receive suggestions firstly several appliance repair companies from men and women whose views people confidence, like your own family in addition to pals that have experienced activities in employing appliance repair products and services previous to
.

2. Look at whether it is far more cost-effective to purely rubbish the appliance for a brand new a single when compared with to possess that mended with a specialist. Totally free estimations can even be due to several appliance repair chicago
online or over the phone. Because of this, you will not ought to guide a proper program call for a tech straight away and find charged excessive expenses for a basic restoration you could perhaps carry out all on your own. At this stage, you'll be able to pre-judge if you should mend or perhaps substitute the bad product
.

3. Another factor that may help you to take into consideration whether it is best to employ a specialist appliance repair technical assistant may be the normal life expectancy of the equipment. Perform tiny investigating online to discover but if your appliance may be way too aged of course, if mending it'll just be a spend regarding income in addition to time period
.

4. Using previous types of dishwashers, units, as well as refrigerators, they generally an improved good quality with regards to their own inside components compared to current low-end models. Globalization provides come to presenting specific small parts of many appliances to be stated in mass in many sites on this planet; this brought for the output connected with inexpensive, reasonably low-quality inside pieces. There are many excellent and also tough old-model kitchen appliances that could be well worth correcting
.

5. A fairly easy behave connected with unplugging next insert returning a digital machine can sometimes crystal clear the issue regarding small digital does not work properly upon washers
.

6. When you get a specialist appliance repair technician to come in excess of in addition to perform the restore to suit your needs, you might like to verify google pertaining to appliance repair manuals which may explain the situation and also found typical do-it-yourself treatments. On-line kitchen appliance guides are usually totally free and might offer you complete information on how to complete trivial vehicle repairs with regard to unique types of equipment
.

7. For those who have your knack because of it along with would prefer to carry out complex property maintenance by yourself, you must perform like a professional and have on security cups in addition to steel-toed basic safety footwear. Additionally it is good sense to unplug the appliance very first before beginning unscrewing whatever. Sharp sides are present interior dryers so that you should be very careful when implementing 1
.

Why you should hire a professional appliance repair service?

Hiring a specialist to do a great appliance repair helps keep people via losing your time and efforts tinkering with the actual processes of any property equipment that you simply do not understand. Seeking to correct it alone may cause much more harm in your product. You can find numerous affordable appliance repair products and services staying marketed on-line or perhaps around the phonebook. It is possible to often make contact with the most appropriate one who is able to deal with what ever not working equipment you may have in the home
.

There are specific household kitchen appliance items which might be additional cost-effective to correct when compared with to interchange. Microwaves, refrigerators, freezers, cookers, dryers, ranges, for example. increase our everyday day-to-day lives; we sometimes even uncover comfort and ease by utilizing these people. If they get broken or even stop working adequately, eliminating these straight away simply a fresh one particular most likely are not in financial terms noise. There are a lot of situations where this malfunctioning is quite bit of a, in support of several minor adjustments or perhaps straightforward vehicle repairs will make the product always be competitive with new yet again
.

Pros exactly who offer house restoration services can be found on the web or maybe within the phonebook, along with some of them are able to are available above or maybe consult people about the cellular phone to supply no cost estimations on doable prices with regard to fixing a particular property appliance
.

What to look for when hiring a professional appliance repair service?

Request from relatives and pals very first for referrals. Those individuals in whose opinions an individual confidence are normally the most effective source of data about various other property appliance repair companies they've experimented with prior to.

If you utilize possibly a on the net appliance repair forum or the on the web advert of a commercial appliance repair organization, you then must be sure who's says “licensed and insured” so as to make sure that you'll be getting the solutions from your specialized who has undergone a new formal appliance repair training. Your company’s state permission should also end up being an occasion you had that you should beware of. The actual permission variety really needs to be legitimate and also the insurance policy should be up to date. Moreover, you have to investigation precisely long which appliance repair business has been around business and also which locations this runs; an organization having a large amount of local historical past is often far more trustworthy since it goes through specific lengths and keep it is professional name on the market. Yet another important thing to never disregard whilst seeking the appliance repair service is actually whether or not the firm will be listed throughout significant net websites just like the yellow-colored websites, The search engines road directions, Aol nearby, and many others. It should be outlined anywhere; an exceptionally obscure one particular might just be an unsophisticated startup or maybe a fraud. You must additionally remember appliance repair chicago
which in turn publicise heavily may well demand much beyond people modest local versions that will count a smaller amount with advertising yet hefty within the word-of-mouth multiply with their excellent restoration companies.

If you have finally chosen which often appliance repair company to visit together with, you might find out pointedly concerning the identify of the specialist which will be offering an individual along with instantly request for you to talk to her or him primary. Here, it is recommended that you simply inquire the technical assistant how long he / she continues to be mending kitchen appliances. Required pc professional the important points of the problem. Provide all of the signs and so that he or she may visualize possible reasons behind the appliance malfunction. The actual pc professional probably will provide a number of achievable leads to for your machine problems possibly prior to the individual features the opportunity to occur around to your residence. Finally, look for a good approximate from the repair charge after getting outlined the problem. An experienced specialist is obviously willing to offer you one

It’s crucial that you keep in mind that when you are looking for an appliance repair organization, make sure you verify their particular reputation. Uncover what other previous clients have to say regarding all of them. Visit: www.aaaasc.com to find out more regarding locating a professional appliance repair in Chicago or just research through the use of appliance repair Chicago. After you have the site, take a look at their support areas to find out when they have got insurance coverage where your home is positioned. Then phone the amount to your area and also routine a consultation.

Saturday, December 3, 2011

personal finance manager

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Friday, December 2, 2011

foreclosure sales